•         Welcome to                 Philippine Clearing House Corporation.

    Welcome to Philippine Clearing House Corporation.

    Banks play a vital role in providing payment services to “close the loop” in any business transaction. Whether it be a trade payment between buyer and seller or a simple fund transfer instruction to credit a personal account, there has to be a facility to clear payment instructions within a large community of banks. The paper-based payment instrument, i.e. the check, provides a convenient and predictable means of executing payments. While banks have developed various banking products revolving around the check, the basic functions of clearing and computing net settlement amounts stayed with the PCHC and have remained unchanged over time except for the delivery mechanism.
  •  Welcome to Philippine Clearing House Corporation.

    Welcome to Philippine Clearing House Corporation.

    PCHC provides check clearing services covering sixty-nine(69) geographical regions processing a daily average of 704,000 clearing items from more than 9,000 participating bank branches nationwide.

Announcements

CICS, PESONet & PDDTS OPERATE ON ADJUSTED CUT-OFFS DURING GCQ

In view of the implementation of General Community Quarantine (GCQ) in the National Capital Region (NCR) starting June 01, 2020, please be informed that:

Operating Timelines and Cut-off Times as indicated in MC No. 3600 dated March 16, 2020 shall remain in effect until June 11, 2020.

Please refer to your individual depository bank for timelines on acceptance of deposits and electronic fund transfers, including availability of funds (proceeds from check deposit/fund transfer).

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PESONet Participation of HSBC Savings Bank, Inc.

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HSBC Savings Bank, Inc. is the latest participant in the Phil. EFT System Operation Network (PESONet) starting April 30, 2020 with BIC: HBPHPHMMXXX.

For complete list of PESONet Participant Banks/Institutions, see our updated list at the “PUBLICATION”.

Citibank, N.A. recently has shifted to Web Service API while Bank of America, Nat’l. Assn. will likewise start sending EFT Transactions via API on May 18, 2020.

Introducing the PESO Net…

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CICS PARTICIPATION OF CARD SME BANK, INC. (A Thrift Bank)

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We are pleased to announce the participation of Card SME Bank, Inc. (A Thrift Bank) in the PCHC nationwide Check Image Clearing System (CICS).

Card SME is the 12th newest member bank to participate as Clearing Subscriber. The bank started its participation in CICS on December 20, 2019 with its San Pablo City as the pilot branch. Its Sto. Tomas branch started participating on January 17, 2020.

With Check Image Clearing System (CICS), proceeds of your check deposit may already be available for withdrawal on the next banking day!

Watch our video to know more…

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Member Banks and Clearing Subscribers

  • POSTAL
  • BSP
  • BPI
  • SCB
  • HSBC
  • Citi
  • PNB
  • PTC
  • CBC
  • PBCOM
  • BA
  • SBC
  • Maybank
  • METRO
  • UOB
  • RCBC
  • UCPB
  • PVB
  • LBP
  • AMANAH
  • BFB
  • UBP
  • BOC
  • BOT
  • PSBANK
  • USB
  • CSB
  • BDO
  • BPI-DIRECT
  • MEGA-ICBC
  • SBS
  • DBP
  • RCBC SB
  • EWB
  • MIZUHO
  • DEUTSCHE
  • ING
  • BANKOK
  • CTBC
  • ANZ
  • KEB
  • JMC
  • BDO PB
  • FCB
  • MALAYAN
  • HSBC SB
  • ISLA
  • EQUICOM
  • PBB
  • BANKONE
  • AUB
  • CITYSTATE
  • PALAWAN
  • ROBINSONS
  • CBS
  • YUANTA SAVINGS BANK
  • BANK OF CHINA
  • PNB SB
  • ONB
  • STERLING
  • WEALTH
  • BOM
  • PRODUCERS
  • PENBANK
  • CITYSAVINGS
  • PR SAVINGS
  • LDB
  • 1STVALLEY
  • SMBC
  • ALLBANK
  • SHINHAN
  • IBK
  • CATHAY
  • HUA NAN COMMERCIAL BANK, LTD.
  • FIRST COMMERCIAL BANK, LTD.
  • ENTREPRENUER
  • Rural Bank of Mangaldan, Inc.
  • BANGKO NUESTRA SEÑORA DEL PILAR
  • ENTERPRISE BANK, INC.
  • BOF, Inc. (A Rural Bank)
  • ZAMBANK
  • GATEBANK
  • CBB
  • RBGI
  • GRBI
  • CARD SME

    Get in touch


    For more info or concerns on clearing your checks: Contact your local bank today (Click "About Us" above then "Member Banks and Clearing Subscribers". On the right is the list of our member banks/clearing subscribers. Click on the name of your bank to follow the link).
    Email: PHILCLEAR@pchc.com.ph
    Location: G/F Cafetorium Bldg.,
    BSP Complex, A. Mabini St., Malate, Manila, Philippines