•         Welcome to                 Philippine Clearing House Corporation.

    Welcome to Philippine Clearing House Corporation.

    Banks play a vital role in providing payment services to “close the loop” in any business transaction. Whether it be a trade payment between buyer and seller or a simple fund transfer instruction to credit a personal account, there has to be a facility to clear payment instructions within a large community of banks. The paper-based payment instrument, i.e. the check, provides a convenient and predictable means of executing payments. While banks have developed various banking products revolving around the check, the basic functions of clearing and computing net settlement amounts stayed with the PCHC and have remained unchanged over time except for the delivery mechanism.
  •  Welcome to Philippine Clearing House Corporation.

    Welcome to Philippine Clearing House Corporation.

    PCHC provides check clearing services covering sixty-nine(69) geographical regions processing a daily average of 704,000 clearing items from more than 9,000 participating bank branches nationwide.

Announcements

CICS, PESONet & PDDTS TO REVERT TO USUAL CUT-OFF BY DEC. 1, 2020

In line with PhilPaSS Advisory No. BPU-2020-109 issued today by the BSP, please be informed that starting December 01, 2020,PhilPaSS will revert to its Normal Operating and Cut-off Timelines (9:00 AM to 6:00 PM).

As such, Clearing Participants shall strictly observe the following Cut-off Times:
  • Nationwide Check Clearing – 4:30 PM cut-off
  • PESONet – 4:00 PM cut-off
  • PDDTS RTGS/PvP – 4:00 PM cut-off
  • PDDTS Batch EOD – 4:00 PM cut-off


Please refer to your individual depository bank for new timelines on acceptance of deposits and electronic fund transfers, including availability of funds (proceeds from check deposit/fund transfer) starting December 01, 2020.

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PARTICIPATION VIA PESONet WEB SERVICE API

We are likewise pleased to inform that more participant banks/institutions have shifted to using Web Service API in the PESONet.

China Bank Savings, Inc. is the latest participant to shift to Web Service API in receiving PESONet Transactions.

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PARTICIPATION OF BANK OF MAKATI IN THE PESONet



Bank of Makati with BIC: MKRUPHM1XXX is the latest participant in the Phil. EFT System Operation Network (PESONet) starting December 01, 2020.

For complete list of PESONet Participant Banks/Institutions, see our updated list at the “PUBLICATION”.

China Bank Savings, Inc. shifted to Web Service API and started receiving PESONet Transactions via API since November 16, 2020.

Introducing the PESO Net…

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PARTICIPATION OF FIRST BANK IN PDDTS



We are pleased to announce the participation of First Commercial Bank, Ltd. (First Bank) in the PDDTS RTGS/PVP effective October 30, 2020. First Bank’s Business Identifier Code (BIC) is FCBKPHMMXXX.

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Member Banks and Clearing Subscribers

  • POSTAL
  • BSP
  • BPI
  • SCB
  • HSBC
  • Citi
  • PNB
  • PTC
  • CBC
  • PBCOM
  • BA
  • SBC
  • Maybank
  • METRO
  • UOB
  • RCBC
  • UCPB
  • PVB
  • LBP
  • AMANAH
  • BFB
  • UBP
  • BOC
  • BOT
  • PSBANK
  • USB
  • CSB
  • BDO
  • BPI-DIRECT
  • MEGA-ICBC
  • SBS
  • DBP
  • RCBC SB
  • EWB
  • MIZUHO
  • DEUTSCHE
  • ING
  • BANKOK
  • CTBC
  • ANZ
  • KEB
  • JMC
  • BDO PB
  • FCB
  • MALAYAN
  • HSBC SB
  • ISLA
  • EQUICOM
  • PBB
  • BANKONE
  • AUB
  • CITYSTATE
  • ROBINSONS
  • CBS
  • YUANTA SAVINGS BANK
  • BANK OF CHINA
  • PNB SB
  • BDO NB
  • STERLING
  • WEALTH
  • BOM
  • PRODUCERS
  • PENBANK
  • CITYSAVINGS
  • PR SAVINGS
  • LDB
  • 1STVALLEY
  • SMBC
  • ALLBANK
  • SHINHAN
  • IBK
  • CATHAY
  • HUA NAN COMMERCIAL BANK, LTD.
  • FIRST COMMERCIAL BANK, LTD.
  • ENTREPRENUER
  • Rural Bank of Mangaldan, Inc.
  • BANGKO NUESTRA SEÑORA DEL PILAR
  • ENTERPRISE BANK, INC.
  • BOF, Inc. (A Rural Bank)
  • ZAMBANK
  • GATEBANK
  • CBB
  • RBGI
  • GRBI
  • CBI
  • CARD SME
  • ICBC

    Get in touch


    For more info or concerns on clearing your checks: Contact your local bank today (Click "About Us" above then "Member Banks and Clearing Subscribers". On the right is the list of our member banks/clearing subscribers. Click on the name of your bank to follow the link).
    Email: PHILCLEAR@pchc.com.ph
    Location: G/F Cafetorium Bldg.,
    BSP Complex, A. Mabini St., Malate, Manila, Philippines