Rang-ay Bank, Inc.(A Rural Bank) is the latest participant in the Phil. EFT System Operation Network (PESONet) starting October 02, 2020 with BIC: RARLPHM1XXX. Recently, the following banks/institutions also joined PESONet:
  • Country Builder’s Bank, Inc. (COUKPHM1XXX)
  • East West Rural Bank, Inc. (EAWRPHM2XXX)
  • Cebuana Lhuillier Rural Bank, Inc. (CELRPHM1XXX)
  • Camalig Bank, Inc.(A Rural Bank) (RUCAPHM1XXX)
  • HSBC Savings Bank, Inc. (HBPHPHMMXXX)
  • Rural Bank of Guinobatan, Inc. (RUGUPHM1XXX)
  • AllBank, Inc. (ALKBPHM2XXX)
  • BDO Network Bank, Inc.(previously One Network Bank, Inc.) (ONNRPHM1XXX)
  • BOF, Inc – A Rural Bank (BORRPHM1XXX)
  • Philippine Business Bank (PPBUPHMMXXX)
  • Wealth Development Bank (WEDVPHM1XXX)
  • Al-Amanah Islamic Investment Bank (AIIPPHM1XXX)
  • Producers Savings Bank Corp. (PSCOPHM1XXX)
We are likewise pleased to inform that more participant banks/institutions have shifted to using Web Service API in the PESONet.  
  • Deutsche Bank (065) by September 28, 2020
  • BDO Unibank, Inc. (053) by September 07, 2020
  • Robinsons Bank Corporation (107) by August 31, 2020
  • HSBC (006) and HSBC Savings (089) by August 24, 2020
  • First Consolidated Bank (078) by August 07, 2020
  • AllBank, Inc. (129) by August 06, 2020
  • Philippine Bank of Communications (011) by July 10, 2020
  • Metropolitan Bank and Trust Company (026) by June 29, 2020
  • JPMorgan Chase Bank (072) by June 17, 2020
  • Bank of America, Nat’l. Assn. (012) by May. 18, 2020
  • Citibank, N.A. (007) by March 16, 2020
  • Malayan Bank – A Savings Bank (082)
  • Bank of Commerce (044) by Nov. 26
  • PayMaya Philippines, Inc. (802)
  • Equicom Savings Bank (096)
  • Asia United Bank (102)
  • Philippine National Bank (008)
  • Security Bank Corporation (014)
  • CIMB Bank Phils, Inc. (801)
  • Sterling Bank of Asia, Inc. (119)
  • Union Bank of the Phils. (041)
  • DCPAY Philippines or COINS.PH (083)
  • Standard Chartered Bank (005)
  • Dungganon Bank, Inc. (902)
  • Land Bank (035)
  • China Banking Corporation (010)
  • ING Bank Manila N.V. (066)
  • UCPB (029), Security Bank (014)
  • May Bank (022)
  • RCBC (028)
  • East-West Bank (062)
and are now sending and receiving EFT Transactions via the PESONet Web Service API.

For complete list of PESONet Participant Banks/Institutions, see our updated list at the “PUBLICATION”.

Introducing the PESO Net…


Due to the eruption of Taal Volcano which caused heavy ash fall, Malacanang has suspended work in government.   As such BSP has invoked 3b of Circular 1043 which means there will be NO CLEARING and NO SETTLEMENT  today, January 13, 2020. Settlement of AM Returns is likewise extended tomorrow. PCHC shall continue to receive regular transactions today to be settled/value-dated tomorrow, Jan 14, 2020.


We are pleased to inform that more banks have shifted to using Web Service API in PESONet. Maybank Phils., Inc. has completed its UAT on the use of PESONet Web Service API and will join East-West Bank and RCBC  in sending and receiving EFT Transactions via the PESONet Web Service API starting July 31, 2018. <br> <br>
Introducing the PESO Net… <br> <br> <br>

PESO Net and Next Banking Day Check Clearing

Introducing the PESO Net… With Check Image Clearing System (CICS), proceeds of your check deposit may already be available for withdrawal on the next banking day! Watch our video to know more…

No Clearing on Dec. 26, 2017 and Jan. 2, 2018

In view of the work suspension in Government offices, BSP PhilPaSS Operations will be closed for business on Dec. 26, 2017 and Jan. 2, 2018 per PhilPaSS Advisory No. BPU 2017-221. <br> <br> With this regard, there will be no clearing on the dates mentioned. <br> <br> For more details, see Memo Circular No.  3408 at the Members’ Lounge.